Residential Income · Active

446 E 4th Street

Loveland, CO 80537

7 Beds · 6 Baths · 4,210 Sq Ft

$1,250,000

Duplex

Property Type

0.24 acres

Lot Size

1905

Year Built

$297

Price per Sq Ft

2

Parking Spaces

9241489

MLS #

About This Property

Exceptional investment opportunity in the heart of Downtown Loveland! This unique property consists of five income-producing rental units on one lot, including a charming updated house and two duplex buildings, one detached garage with 2 separate spaces, yard space with grass. Recent street improvements along E. 4th Street have been completed, enhancing accessibility and curb appeal.

The front house, originally built in 1905, has been updated with improvements including kitchen upgrades, appliances, & electrical systems. The house and the duplex fronting 4th Street have previously been utilized as office spaces, offering flexibility for a variety of future uses. Duplex units feature a living area, Kitchen, bed room, full bath, mudroom entries, and dedicated space for tenant washers & dryers. The Washington Street duplex offers wood flooring in one unit and carpet in the other.

Water is billed back to tenants. Strategically located within Downtown (DT) Zoning and multiple development incentive districts, including the Enterprise Zone, Downtown Urban Renewal Area (URA), General Improvement District #1, Historic Downtown Loveland (CEF Exempt Area), Historic Loveland BID, and Loveland DDA. Just blocks from the Civic Center, Library, restaurants, shopping, and vibrant downtown events. Positioned in the Downtown Development Authority (DDA) area, buyers may benefit from available redevelopment and improvement programs, including Tax Increment Financing (TIF), Façade Improvement Grants, Small Grant Programs, Fire Suppression Assistance, Restaurant Conversion Programs, and Efficiency Works rebates.

An outstanding opportunity for investors seeking cash flow today with long-term value-add and redevelopment potential in one of Northern Colorado's most desirable downtown districts.

152 days on market

Listed by Nanci Garnand · Real Broker, LLC DBA Real · 970-227-1327

Last updated: 6/1/2026 2:24 PM · Source: REcolorado®, MLS#: 9241489

Property Details

Key Details

Property Type Residential Income
Sub Type Duplex
Status Active
Price per Sq Ft $297
Subdivision LOV
MLS # 9241489
Days on Market 152
Bedrooms 7

More Details

Year Built 1905
Lot Size (Sq Ft) 10,500
Acres 0.24
HOA No
Annual Taxes $4,116
State CO
County Larimer
Zoning DT

Interior

Heating Forced Air
Cooling Central Air
Flooring Carpet, Vinyl, Wood

Exterior & Parking

Garage Yes
Garage Spaces 2
Parking Features Concrete
Roof Composition

Building & Lot

Basement Unfinished
Architectural Style Contemporary
Levels One
Construction Block, Frame, Stucco
Sewer Public Sewer
Water Source Public

Terms & Other

Senior Community No
Special Conditions None Known

Location

Price History

DateEventPrice
6/1/2026 Listed for sale
Source: REcolorado® #9241489
$1,250,000 $297/sqft

Based on information submitted to the MLS GRID as of October 31, 2026 at 4:41 PM MDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Listing information last updated June 1, 2026 at 2:24 PM.

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