Residential · Active

1331 E 4th Street

Loveland, CO 80537

3 Beds · 3 Baths · 1,550 Sq Ft

$425,000

Townhouse

Property Type

0.07 acres

Lot Size

2026

Year Built

$274

Price per Sq Ft

1

Parking Spaces

$180

HOA Fee

IR1057482

MLS #

About This Property

Down payment assistance programs when stacked are up to 20% of the purchase price, with options that may bring your own cash investment down to as little as 1% of the purchase price! Several programs may help qualified buyers get into a brand-new townhome. Colorado Roots offers up to 10% of the purchase price (max $50,000) with a no-monthly-payment equity share option. Buyers who currently live in a qualifying low-to-moderate income census tract may also qualify for the Dearfield Fund, up to 20% of the purchase price (max $50,000), also a no-monthly-payment equity share, which may be combined with Colorado Roots & together require as little as 1% cash investment.

Alternatively, the NoCo Foundation Equity Share program offers up to 15% of the purchase with no required monthly payments but requires a 5% cash investment. No Metro Tax. Low HOA Fee ($180/mo). Dog-Friendly Fenced Yards.

Incredible value one mile from vibrant downtown Loveland! These brand-new 4th Street townhomes offer a rare opportunity for qualified owner-occupant buyers. Program eligibility: owner-occupant, income limits apply (120% AMI for Colorado Roots and NoCo Foundation), homebuyer education class, & first-time or first-generation homebuyer status for Colorado Roots & Dearfield. Inside, this home features stylish, high-quality finishes including honed black granite countertops, tile backsplash, luxury vinyl plank flooring, and a smart, functional layout.

The upper level includes 3 bedrooms, 2 full bathrooms, & upstairs laundry, while the main level offers an open living area, 1/2 bath, & attached 1-car garage. All-electric helps keep monthly costs manageable, option to add a PV solar system for greater long-term savings (optional buyer upgrade, not included). Enjoy easy access to downtown Loveland restaurants, shops, breweries, parks, trails, & community amenities. Owner-occupants only; not available to investors. Program terms are subject to approval; contact Impact Development Fund for details.

203 days on market

Listed by Michael Malvey · Group Centerra · 9704207235

Last updated: 11/6/2026 10:22 AM · Source: REcolorado®, MLS#: IR1057482

Virtual Tour

Property Details

Key Details

Property Type Residential
Sub Type Townhouse
Status Active
Price per Sq Ft $274
Subdivision Webster
MLS # IR1057482
Days on Market 203
Bedrooms 3
Full Baths 1
Half Baths 1
Three-Quarter Baths 1

More Details

Year Built 2026
Lot Size (Sq Ft) 2,983
Acres 0.07
HOA Yes
HOA Fee $180
Annual Taxes $959
State CO
County Larimer
Zoning RES

Interior

Interior Features Eat-in Kitchen, Open Floorplan, Walk-In Closet(s), Radon Mitigation System
Heating Heat Pump
Cooling Ceiling Fan(s), Central Air
Appliances Dishwasher, Disposal, Microwave, Oven, Refrigerator

Exterior & Parking

Garage Yes
Garage Spaces 1
Roof Composition

Building & Lot

Basement Crawl Space, None
Lot Features Sprinklers In Front
Levels Two
Construction Stone, Wood Siding
Sewer Public Sewer
Water Source Public

Location

Price History

DateEventPrice
4/24/2026 Listed for sale
Source: REcolorado® #IR1057482
$425,000 $274/sqft

Based on information submitted to the MLS GRID as of November 13, 2026 at 10:05 AM MST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Listing information last updated November 6, 2026 at 10:22 AM.

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